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  • Karen Berman: Financial Intelligence: A Manager's Guide to Knowing What the Numbers Really Mean

    Karen Berman: Financial Intelligence: A Manager's Guide to Knowing What the Numbers Really Mean

  • Harvard University Press: Financial Intelligence
    CFO.com "It's like The Elements of Style of finance." Book Description Understanding the Financials—and What Lies Behind Them Managers in every business are expected to use financial data to make decisions, allocate resources, and budget expenses. But the truth is, many are uncomfortable applying the most basic financial tools in their day-to-day work. Even managers who consider themselves financially savvy may not understand what goes into a financial statement, and so may take the numbers as gospel when they should be questioning them. In Financial Intelligence, Karen Berman and Joe Knight present the essentials of finance, but with an extra dimension. Succinct, easy-to-read chapters teach the fundamentals in a way that everyone can understand and put to work right away. But the authors also take you behind the scenes, to show where the numbers come from. Since nobody can quantify everything, accountants and finance executives always rely on estimates, assumptions, and judgment calls, which can skew the numbers in one direction or another. This book helps you recognize and understand those biases, challenge or correct for them when necessary, and use this information to be a better manager. Based on their work training tens of thousands of managers and employees at many leading organizations, Berman and Knight provide readers with a deep understanding of: The basics of financial measurement: reading income statements, balance sheets, cash flow statements, and moreThe art of finance: separating hard data from assumptions and estimatesThe mechanics of analysis: calculating ratios, return on investment, and working capitalCash and profit: knowing the difference between them, and why cash is suddenly the "hot" number in corporate boardrooms and on Wall StreetFinancial literacy and transparency: recognizing how they can boost performance Accessible, jargon-free, and filled with entertaining stories from real companies, Financial Intelligence will help nonfinancial managers add substantially more to their companies’—and their own—success. If you have ever wanted to "talk numbers" confidently with your colleagues, this is the book for you. (*****)
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Tuesday, January 11, 2005

Happiness

The best times spent in life are with your loved ones.

The tears, the agony, the hardship leads to only fulfillment and appreciation.

Life is really worth every tear drop that flows through our eyes..

What is it that you would change in your life to make things better?

My Answer: absolutely nothing.

Praise to our one and only god.

DZ.

Posted by MZZ on Tuesday, January 11, 2005 at 01:55 PM in Current Affairs | | Comments (1) | TrackBack (0)

Friday, January 07, 2005

Excruciating

For a young adult to be happy in life - is simple really.

He has a job, plans a career, has a caring girlfriend and has incredibly patient parents.

Why do most people find it hard to be just happy then?

Its a mathematical equation, take one figure out and all hell breaks loose.

Its pretty obvious where my equation leads me too. Previously I have always been on the prowl looking for something, its about time that I make the prowling pervasive.

I have re-iterated before, I don't like to expect things. Neither do I like to be provided empty promises.

Whatever happens, happens.

DZ

Posted by MZZ on Friday, January 07, 2005 at 09:40 AM in Current Affairs | | Comments (0) | TrackBack (0)

Saturday, January 01, 2005

Parent In-Laws?

I am having a good night this weekend. Despite the whee early hours in the morning, I feel absolutely in control.

Speaking of In-Laws, their so melodramatic. Get to the point 'kan senang', will you or will you not consent the marriage?

Everything else falls into place once approval is given on both ends.

Its really up to you, young Zarique.

I feel like writing more, however its already 2005 and my mind is set on raising a family. Sweet memories of parties and socialisation mimic the past. 2003 & 2004 are finally over. All those sleepless nights and the flamboyant lifestyle remain only in memory. Don't plan to relive it either. Much has been wasted, focus in line with pure responsibilities.

FOR THOSE WHOM ARE WAITING TO EAT, dream on..

Ku Keys.

Posted by MZZ on Saturday, January 01, 2005 at 07:34 PM in Current Affairs | | Comments (0) | TrackBack (0)